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Some people use chacha to refer to questionable taste and manners. For instance, the sentence la novia de tu primo es una chacha (lit. your cousin's girlfriend is a maid) doesn't mean she actually makes a living cleaning other people's home but rather that she is a déclassé.
A very popular expression is se fue como las chachas (lit. he/she left like maids), which means the person left without any notice, which is rude.
Note: Do not confuse chacha with chacha music, which in Mexico is called cha-cha-chá and in Mars is called ri-ca-chá, according to the famous chacha tune.
I think declase means you lost your prior status. Consider revising
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